Blog
A austin · 2026-06-22

Your "Diversified" Index Fund Is More Concentrated Than You Think

SPY is the default answer to "I want diversified exposure." Five hundred companies, one ticker. The problem is that diversified and equal are not the same...
A austin · 2026-06-15

That 11% Yield From STRC Isn't What It Looks Like

An 11% yield on a preferred share looks like an income investment. The label says preferred stock. The distributions arrive regularly. It sits in the same...
A austin · 2026-06-12

You Don't Have to Choose Between Income and Growth

Most covered call ETF discussions stop at the yield number. That framing misses what QQQI and JEPQ have actually delivered over the past year.
A austin · 2026-06-08

Why Markets Sold Off on Friday

Friday's selloff was a straightforward reaction to the May jobs report. The US economy added 172,000 jobs last month. Unemployment held steady at 4.3%. Both...
A austin · 2026-06-05

CVX vs. ENB: Two Energy Dividends, Two Very Different Bets

Oil has climbed sharply since early 2026 on sustained geopolitical pressure. Chevron and Enbridge both show up in energy income portfolios. But they make...
A austin · 2026-06-01

The Case for Canadian Pipelines: Why Midstream Is the Quiet Core of an Income Portfolio

While markets chase AI optimism and commodity price swings, Canadian pipeline infrastructure keeps collecting tolls. Here is why midstream deserves a closer...
A austin · 2026-05-30

The May Rally Feels Good. Your REIT Portfolio Still Has a Problem.

Equity markets have pushed to record highs over the past few weeks. For income investors holding REITs, that feels reassuring. It probably should not.
A austin · 2026-05-25

That 12% Yield Isn't Paying You What You Think

JEPI yields around 8 to 10%. SPYI and QQQI push 12 to 14%. SCHD sits at 3.3 to 3.5%. If you compare those numbers side by side, the covered call ETFs win...
A austin · 2026-05-18

Pairing Healthcare Covered Call ETFs with Tech Growth Stocks

A hybrid portfolio doesn't mean splitting the difference between income and growth. It means owning each sector in the structure that suits it best....
A austin · 2026-05-12

The Quiet Performer: Why Canadian Industrial REITs Deserve a Second Look

Canadian industrial REITs closely tracked the S&P 500 through the digital transformation boom during COVID, and then got left behind when mega-cap tech...
A austin · 2026-05-07

Balancing Tech Growth with Income: The Income Anchor Strategy

For the income-focused investor, the promise of the AI revolution presents a classic dilemma: how to capture the explosive growth of tech giants like NVIDIA...
A austin · 2026-05-04

The Yield Number That's Lying to You

If you've held QYLD, the trailing 12-month yield of 11.5% looks compelling. The total return over that same period tells a materially different story....
A austin · 2026-05-02

The Market Is Panicking. Your Covered Call ETF Is Quietly Getting Paid. Or Is It?

Most investors see high volatility in the stock market and a barrel of Brent crude at $108 and they want out. That reaction is understandable, and it may be...
A austin · 2024-11-22

Exploring the Harvest Covered Call ETFs

Harvest covered call ETFs offer high yields (7-9%) but often underperform conventional ETFs in strong bull markets due to capped upside potential. Sectors...
A austin · 2024-11-09

Comparing Canadian REITs: Allied Properties, RioCan, and Granite

Allied Properties, RioCan, and Granite REIT represent different sectors within Canadian real estate, each facing unique challenges and advantages. Allied,...
A austin · 2024-11-01

Analysis of Hamilton Covered Call ETFs

Income Focus: Hamilton’s covered call ETFs aim for high income through writing call options, appealing to income-focused investors, but limit growth...
A austin · 2024-10-25

Building a High-Yield Portfolio with Balance in Sectors and Risk

Income-Focused Strategy: Aims for high dividend yields averaging around 7-8%, with a mix of real estate, energy, and defensive sectors. Diversification &...
A austin · 2024-10-21

Evaluating Global X Covered Call ETFs

Covered call ETFs provide high income through option writing but limit upside in strong bull markets. When comparing Global X covered call ETFs (e.g., ENCC,...
A austin · 2024-10-14

Exploring a Modified 60:40 Strategy with Covered Call ETFs

Covered Call ETFs: Combining sector-specific covered call ETFs can offer high yields and competitive returns compared to traditional market benchmarks. Risk...
A austin · 2024-10-04

High-Yield ETFs and Split Share Corporations in the Canadian Banking Sector

Several high-yield ETFs and split share corps provide exposure to the Canadian banking sector while providing high income. ZWB and BKCC underperformed over...
A austin · 2024-09-29

Designing a Defensive Stock Portfolio with Utilities, Oil & Gas, and Blue-Chip Stocks

Create a defensive stock portfolio with a focus on utilities, oil & gas, and blue-chip stocks. Selected stocks include ENB.TO, CJ.TO, and BCE.TO,...
A austin · 2024-09-20

Investing in REITs - creating your REIT portfolio vs. REIT ETF?

Potential for high dividends and tax benefits: Individual REIT stocks can provide higher yields (if selected correctly) and more favorable tax treatment on...
A austin · 2024-09-13

Understanding covered call ETFs

Not all covered call ETFs perform equally. Evaluating performance can be done by comparing stock price returns to index funds. Covered call ETFs can be a...